Última alta dos juros foi em agosto de 2022, quando a taxa subiu de 13,25% para 13,75% ao ano. Após um ano, a taxa teve seis cortes de 0,5 ponto e um corte de 0,25 ponto, entre agosto do ano passado e maio deste ano
Além da Selic, os bancos consideram outros fatores na hora de definir os juros cobrados dos consumidores, como risco de inadimplência, lucro e despesas administrativas
Relatório do Copom divulgado nesta terça-feira (6) afirma que o momento é de “ainda maior cautela e de acompanhamento diligente dos condicionantes da inflação”
Copom manteve na quarta-feira (31) taxa de juros em 10,5% ao ano. Em junho, o comitê já havia interrompido a sequência de cortes da Selic, taxa básica de juros da economia brasileira
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